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Monthly Archives: June 2022

    Homeownership Is a Great Hedge Against the Impact of Rising Inflation

    By Erlyn Lucas | June 26, 2022

    If you’re following along with the news today, you’ve heard about rising inflation. Today, inflation is at a 40-year high. According to the National Association of Home Builders (NAHB): “Consumer prices accelerated again in May as shelter, energy and food prices continued to surge at the fastest pace in decades. This marked the third straight month for inflation above an 8%... Read More

    Home Price Deceleration Doesn’t Mean Home Price Depreciation

    By Erlyn Lucas | June 20, 2022

    Experts in the real estate industry use a number of terms when they talk about what’s happening with home prices. And some of those words sound a bit similar but mean very different things. To help clarify what’s happening with home prices and where experts say they’re going, here’s a look at a few terms you may... Read More

    Why Home Loans Today Aren’t What They Were in the Past

    By Erlyn Lucas | June 6, 2022

    In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those concerns. Several times a year, the Mortgage Bankers Association (MBA) releases an index titled the Mortgage Credit Availability Index (MCAI). According to their website: “The MCAI provides the only standardized... Read More

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