Most people do not see a lender before they start going to open houses and finding a realtor – but they should.
And getting an online quote is different than being pre-approved.
In this hot Silicon Valley real estate market, coming in with a pre-approved loan offer (whether you’re talking to a realtor or a potential seller) proves that you’re serious. Taking this measure helps paint a clear picture of the loans available to you and also allows you to set realistic expectations based on your budget.
After all, there’s nothing more disappointing than finding your dream home and then realizing you can’t afford it.
We work closely with a handful of world-class lenders that come highly recommended and whom would be more than happy to help.